What are the Best BigCommerce Payment Gateways?

BigCommerce has been one of the most well-liked e-Commerce platforms for creating eCommerce applications.  

BigCommerce migration is something you can think about the undertaking if you want to create an online store to sell your items. It includes a wide range of comprehensive functions, such as customization, customer categories and segmentation, SEO, and bigcommerce support and maintenance services.

In this blog, we will explore all the top BigCommerce payment gateways, their pros, and their cons to help you make the best choice for your business. 

1. BigCommerce offers a wide selection of payment gateways for merchants, including options for Authorize.net, Amazon Pay, and Square. 
2. This eCommerce site provides support for over 65 payment gateways from around the world, serving 230 countries and dealing in 140 currencies.
3. BigCommerce payment gateways offer fraud protection and data security features to protect merchants and customers from fraudulent activity.

If you’re also looking for the best payment gateway for your BigCommerce store, look no further; we have got you covered! 

BigCommerce has many great features, but one that stands out is the range of payment gateways it provides for safe and effortless transactions. 

Given that one of the key components of customizing a BigCommerce app is safe online payment, you might need to invest a lot of effort in establishing a secure payment gateway so that customers can pay you quickly and without any security concerns.

Let’s get started on finding the perfect payment gateway for your business!

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What Are BigCommerce Payment Gateways?

BigCommerce headless commerce needs a payment gateway for payment transactions. Payment Gateways are payment processing services that enable BigCommerce web design company’s merchants to accept credit cards and other payment forms from customers. 

BigCommerce supports many payment gateways, including popular options like PayPal, Stripe, Apple Pay, Authorize.net, Amazon Pay, and Square.

BigCommerce payment gateways allow customers to make payments securely on BigCommerce-hosted stores. They provide a secure connection between the customer’s payment information and the vendor’s bank account.

The Best 5 BigCommerce Payment Gateways 

Considering all the above-given factors, we have shortlisted the top 5 BigCommerce payment gateways. Let’s take a closer look at each one of them and also look at their pros and cons to make an informed choice.

PayPal 

PayPal is one of the most popular payment gateways used by BigCommerce development services stores and is a great option for businesses. It allows merchants to accept payments from customers around the world and is secure, reliable, and easy to use. 

Given the global reach of Paypal, customers from all over the globe may reach your store, which is crucial for its conversion rate. In BigCommerce, if your country is the US, this payment gateway is configured as the default gateway.

Pros

• PayPal is easy to set up and integrate with BigCommerce. It only requires a few steps to get started, and merchants can easily accept payments from customers.
• PayPal offers a variety of payment options, including credit cards, debit cards, PayPal Credit, Venmo, and more.
• PayPal is available in more than 200 countries and regions, allowing merchants to accept payments from customers around the world.
• PayPal is mobile-friendly and allows customers to pay with their phones or tablets.

Cons

• PayPal charges fees for each transaction, and these fees can be quite high for small businesses.
• PayPal can take several days to process payments, and this can be a problem for merchants who need access to cash quickly.
• Chargebacks are costly and might take up to 75 days.
• PayPal does not offer dedicated customer support for BigCommerce stores.

Stripe 

As a well-liked BigCommerce payment gateway and a Paypal substitute, Stripe is quite popular. Stripe is widely regarded as a top payment gateway choice among eCommerce business owners and developers. It internally manages everything from the gateway and processing to the vendor’s account. 

Stripe also offers open API sources for users who are good to go with technology to configure specific features like credit card autofill, eCommerce cart integrations, etc. 

Pros

• Stripe supports a variety of payment methods, including credit cards, Apple Pay, and Google Pay.
• Stripe can process payments in over 135 currencies, making it a great choice for merchants with a global customer base.
• Stripe charges a flat rate of 2.9% + 30 cents per transaction, with no setup fees or monthly fees.
• It is a safe and secure payment gateway and an ideal option for big firms.

Cons

• Stripe does not offer comprehensive analytics for merchants to be able to track and analyze their sales and customer data.
• Stripe charges a $15 fee for each chargeback, which can add up quickly for merchants with a high chargeback rate.
• The processing time of Stripe is slower than PayPal.

Amazon Pay

Amazon Pay is an online payment service that allows customers to use their Amazon account credentials to securely and conveniently shop and pay in BigCommerce stores. This payment gateway enables customers to purchase products quickly without having to enter their payment details. 

Customers must connect their Amazon account with a third-party website or mobile application to use this payment mechanism. It is convenient to use since payment information is securely transmitted to the website or app.

Pros

• Amazon Pay provides customers with an easy and secure checkout experience giving them a sigh of relief that their payment information is safe and secure.
• There are no setup or fraud protection fees with Amazon Pay, and a contract is not necessary.
• It is available in 105 countries all around the world, making it a great choice for businesses with international reach.

Cons

• It has a hefty transaction charge that starts at 2.9% for domestic payments (US) and $0.3 for each transaction, and 3.9% for international payments and $0.3 per transaction, which can be costly for BigCommerce stores.
• This payment gateway does not support integrated Checkout and store credit cards.

Authorize.Net

Another online provider that provides BigCommerce payment gateway services to millions of consumers worldwide is Authorize.net. This enables the establishment of accounts by businesses for the acceptance of card payments, contactless payments, and electronic checks. 

Customers can choose between two different sorts of programs, one for consumers who already have a merchant account and one for those who don’t. With solid security features, including velocity filters, SAQ-A level compliance, IP filters, and many more, Authorize.net provides fraud prevention.

Pros

• Authorize.Net is a secure and reliable payment gateway. All transactions are encrypted and secured with the latest technology.
• It supports signature debit cards and other various other digital payment methods.
• It enables a mobile option and gives users access to transaction data wherever they need it.
• Authorize.Net charges a low transaction fee, which makes it an affordable option for small businesses.

Cons

• From a development perspective, the website is poorly designed.
• Authorize.Net is a closed system, which means that you cannot customize the design or features of the payment gateway.
• Some of its pages are excessively cluttered, which makes managing transactions difficult.

Square

Another payment option that offers effective online payment services is Square. If your small business has a low volume, Square could be a good fit. Square positions its eCommerce offerings as a great choice for anybody selling both offline and online. Since Square is PCI-compliant and uses end-to-end encryption, it includes several security measures. Its simplicity and ease of usage are its key advantages. 

Pros

• Square is easy to set up and use, making it a great option for businesses that are just getting started with BigCommerce.
• It offers great security measures.
• Square allows businesses to accept payments via mobile devices, allowing for more convenience and flexibility.

Cons

• For big-volume businesses, it is a costly alternative due to its fixed prices.
• The processing cost for Square is hefty.
• Square’s customer support is not as good as those of its rivals.
• There is no multi-currency purchasing option on Square.

How Do BigCommerce Payment Gateways Work? 

BigCommerce payment gateways work by securely transmitting the customer’s payment information from the customer’s browser to the company’s server.  Online transactions are incredibly quick because of BigCommerce payment gateways. The simple procedure is as follows:

• The customer enters their credit card details on the checkout page.
• The BigCommerce payment gateway will then confirm the information and ask the bank to continue with the payment.
• The bank will now provide you a code to check if the customer is making a legitimate payment.
• Following that, they will either approve or deny the payment and notify the payment gateway and merchant bank of their decision.
• Once the payment has been authorized, the payment gateway deposits the funds into the merchant’s bank account.

What Should You Consider Before Selecting A Payment Gateway For BigCommerce?

BigCommerce offers several payment gateways, and each one has its own set of features and modes of working. It is important to consider several factors in different payment gateways before selecting one.

Payment Processing Fees

Research the payment processing fees associated with each payment gateway provider to determine which option is best for your business.

Security and Fraud Prevention

It is recommended to choose the one that offers strong security and fraud prevention measures such as tokenization, encryption, and 3D secure authentication.

Supported Payment Methods

Make sure the payment gateway you choose supports all the payment methods on BigCommerce that you plan to accept, such as credit cards, debit cards, PayPal, Apple Pay, and others.

Integration

Check to see if the bigcommerce integration services or hire bigcommerce developers with the payment gateway you are choosing is effortless. 

Customer Support

Consider choosing the BigCommerce payment gateways that offer customer support in case you have any questions or need help troubleshooting any issues.

Take away

BigCommerce offers a variety of payment gateways to meet the needs of any business. With features such as secure checkout, PCI compliance, and fraud prevention, these payment gateways have the tools to help you safely process payments. 

So, if you’re looking for the best BigCommerce payment gateways for your business, consider the features and benefits of each option to choose the one that best meets your needs.

You have so far gotten comprehensive details about various payment gateways and a broad overview of their advantages and disadvantages. 

If you are still having trouble deciding, consider your present sales volume, your company’s capacity for growth, and your budgets for the long-term use of any payment gateway.